Senior Advisor
Pierre Joos
„Analytical models usually don't fail because of the mathematics — they fail because no one asked what problem they are supposed to solve. Anyone introducing AI in the insurance industry doesn't need a better model. They first need a clear understanding of the process.“
Translates risk modeling and actuarial science into AI-powered decision processes — with 13 years of line responsibility as CRO and a research background in ML.
Pierre Joos was responsible for the risk of Allianz Deutschland for 13 years — first as Head of Risk Methodology, then as Chief Risk Officer. He then deliberately extended his mathematical foundation in actuarial science, ALM and Solvency II toward machine learning and behavioral economics: with a two-year research stay at LMU Munich, followed by concrete AI projects at Allianz — NLP analyses for MidCorp processes, geospatial analytics, a self-developed explainable AI model for cash flow analysis. At makematiq he brings something that rarely comes together: quantitative depth from risk management, combined with the perspective of a decision-maker who knows how models fail in large organizations — and why they don't have to.
Career
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makematiq GmbH
Senior Advisor
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v3 consulting GmbH
Managing Partner
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Allianz Deutschland
Chief Risk Officer
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Oliver Wyman
Senior Project Manager
Service areas
Industries
Selected project history
Led risk framework and Solvency II implementation for one of Germany's largest insurers
Allianz Deutschland, CRO & Head of Risk Methodology, 2002–2015
13 years of line responsibility for risk modeling, ALM and capital management
Developed and evaluated AI and NLP solutions in claims processing and cash flow modeling
Allianz Deutschland, Executive Consultant Data Analytics, 2017–2019
Proprietary explainable AI model, NLP for MidCorp processes, geospatial analytics business case
Advanced analytics and AI strategy consulting for insurers and financial services providers
v3 consulting GmbH, Managing Partner, from 2021